Check you are still covered
With more properties left unoccupied as people temporarily move in with family, please remember to check your insurance is still valid
The following information will help you to prevent a breach of your insurance cover.
Government restrictions mean that many tenants, particularly students and young professionals have decided to temporarily move in with family. As a result, more homes are currently being left unoccupied. Further government announcements requiring restrictions to continuing for a further 3 weeks means this is likely to be for longer periods than even they anticipated.
If your property was unoccupied prior to the COVID-19 outbreak and your insurance policy has unoccupied / security conditions then the usual security conditions required by your insurer should be the same as before. These conditions may include among other things: weekly visits, removal of combustible waste, switching off gas, water and electricity and keeping letterboxes sealed. You should refer to your policy wording for the exact requirements defined by your insurer.
For premises that have become unoccupied during the COVID-19 outbreak due to Government restrictions, a number of insurers are temporarily relaxing their policy requirements around unoccupancy periods. During this period, insurers will continue to review their position but we would suggest you contact them to alert them that your property is unoccupied to maintain the cover.
If you wish to discuss anything with our Property Management team they can still be reached at propertymanagement@sandersonsuk.com 01622 688 677
